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Interest Rates
ProductRate (p.a.)
Savings Account3.50%
FD (1 Year)7.10%
FD (5 Years)7.50%
Home Loan8.40%
Gold Loan9.00%
Surety Loan10.50%
Education Loan8.85%
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Our Services

Experience banking anytime, anywhere with our secure online services.

Take a look at our wide range of financial services and facilities that we offer to our customers and investors..

Online Banking

Secure Banking

  • Bank Anytime, Anywhere with Digital Banking
  • Instant Payments with UPI & IMPS
  • Secure Transfers through NEFT & RTGS.
  • Quick Cash Access at Our ATM Network.
  • Smart Banking with Our Mobile Banking App.
  • Fast, Safe & Convenient Banking for Everyone.
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Financial Solutions

Loan Products for Every Need

View All Loans

Home Loan

Dream home finance with rates from 8.40% p.a. up to 30 year tenure.

From 8.40% p.a.Apply Now

Gold Loan

Quick gold loan against jewellery with minimal documentation and fast disbursal.

From 9.00% p.a.Apply Now

Hypothecation Loan

Vehicle hypothecation loans for new & used vehicles with up to 95% finance.

From 9.10% p.a.Apply Now

Surety Loan

Personal surety loans backed by guarantors with flexible repayment options.

From 10.50% p.a.Apply Now

Secured Loan

Loans against collateral — property, deposits, or securities with competitive rates.

From 9.75% p.a.Apply Now

Land Mortgage Loan

Agricultural land mortgage loans for farmers and agri-entrepreneurs.

From 9.50% p.a.Apply Now
Banking Services

Digital Banking Suite

POS Services

Point of Sale merchant terminals for seamless card-based payments.

Financial Planning

📊 Loan & Deposit Calculators

Calculate EMIs, interest, and maturity amounts instantly with our smart calculators.

Home Loan EMI Calculator
Monthly EMI—
Total Interest—
Total Amount Payable—
Principal Amount—
Amortisation Schedule
YearEMI (₹)Principal (₹)Interest (₹)Balance (₹)
Click Calculate to view schedule
Personal Loan EMI Calculator
Monthly EMI—
Total Interest—
Total Payable—
Monthly Schedule
MonthEMI (₹)Principal (₹)Interest (₹)Balance (₹)
Click Calculate to view
Hypothecation Loan EMI Calculator
Monthly EMI—
Total Interest—
Total Payable—
Monthly Schedule
MonthEMI (₹)Principal (₹)Interest (₹)Balance (₹)
Click Calculate to view
Gold Loan Calculator
Gold Market Value₹ —
Eligible Loan Amount₹ —
Monthly Interest₹ —
Total Interest (tenure)₹ —
Total Repayment₹ —

*Gold rate is indicative. Actual loan eligibility depends on bank valuation. LTV as per RBI guidelines.

Deposit (FD/RD) Calculator
Principal Amount—
Interest Earned—
Effective Rate—
Maturity Amount—
Year-wise Growth
YearOpening Balance (₹)Interest (₹)Closing Balance (₹)
Click Calculate to view
Land Mortgage Loan (LML) Calculator
Eligible Loan Amount—
Monthly EMI—
Total Interest—
Total Payable—
Yearly Schedule
YearEMI (₹)Principal (₹)Interest (₹)Balance (₹)
Click Calculate to view
Secured Loan Calculator
Loan Eligibility—
Monthly EMI—
Total Interest—
Total Payable—
Monthly Schedule
MonthEMI (₹)Principal (₹)Interest (₹)Balance (₹)
Click Calculate to view
Customer Stories

Trusted by Millions Across India

"BBUSB's Gold Loan helped me quickly arrange funds during an emergency. The process was swift and the staff was very supportive throughout."

Rajesh Sharma
Gold Loan Customer · Ballad

"The mobile banking app is simply brilliant. I manage all my accounts, pay bills, and invest in mutual funds on the go!"

Priya Nair
Digital Banking · Bangalore

"Land Mortgage Loan helped me expand my farm. The process was smooth and the EMI is very manageable. Truly a bank for farmers."

Suresh Patel
LML Customer · Bagewadi

"Kaveri Cash Credit made my seasonal business smooth. The revolving credit facility is very flexible and the interest is only on usage."

Lakshmi Menon
Kaveri C.C. · Kolhapur
About Us

Seven Decades of Banking Excellence

Established in 2001, Bellad Bagewadi Urban Souharda Sahkari Bank is a premier cooperative bank of India. With over 12,500 branches and 18,000 ATMs spread across all states and union territories, we proudly serve 85 million+ customers.

Best Cooperative Bank 2024
IBA Banking Awards
CRISIL AAA Rated
Highest Safety Rating
Bellad Bagewadi Urban Souharda Sahkari Bank